Blood Boiler

A Hot Little Sister for Christmas

2009-12-06T08:00:00.000-08:00

My younger sister Kristy and I have always been very close. Since we are only a year apart, my parents treated us like we were a twin set of boys. By that I mean we took baths together until we were about 10 and we were forced to sleep in the same hotel bed on family vacations until I was 16. We finally needed our own beds because even though we were close we still always fought about everything, just like any other brother and sister.

When we were younger my sister was quite the tomboy. She always chose to follow my friends and I to get in whatever mischief we were in. She would even participate in our wrestling matches, she was tough pinning my friends and myself frequently. She went through puberty before I did and was bigger then me for over a year. It was embarrassing to have my 5-5 younger sister towering over me.

This all changed as I grew older, she stayed at 5-5 and blossomed while I grew to be 6-0. Height wasn't the only thing to change. She had grown into beautiful women. She has long blonde hair, blue eyes, long slender legs, a beautifully tight *ss, and a huge set of breasts. She is very athletic and spends a lot of time at the beach. All that time she spent at the beach, with her beach bunny friends, gave her a dark copper tone tan only comparable to the girls of Bay Watch.

Even though we had gotten older we still were pretty liberal with what we wore around each other. She saw me in my underwear frequently and I saw her in her braw and underwear frequently. Every time I saw her in her undies I would ogle over her luscious tan body. When she would see me look I would whistle and joke and she would tell me to shut up. She thought I was just kidding, but she was definitely something to whistle at.

She would always bring one or two of her buxom blonde friends home with her. They were unbelievably hot, but I still didn't think they were comparable to her. I always made sure to walk out in my underwear when they were around, and Kristy would holler at me to put some close on. I would walk out in my briefs and say, "Well hello ladies, how are you all doing today." I know they all had crushes on me so I had to oblige them while pissing my sister off.

I had girlfriend after girlfriend throughout high school but I was always horny over my sister. I would watch her prance around the house carelessly in a T-Shirt and underwear. I could not even begin to count the number of times I had to retreat to my room to masturbate about having sex with her. Thinking about her skimpy tank tops and frilly panties that would crawl up the crack of her solid *ss. I masturbated for years about fucking her. Right up to the time I had to go to college.

The women at college allowed me to get my mind off my hot little sister back home. Since I chose to go to college 2000 miles away, I wasn't going to be able to check out her sweet body until Christmas. Finally Christmas Break came and I was on a plane back home. On the plane, thoughts of my sister came flowing back to me, flooding my head with graphic fantasies. Her big round tits, that nice tight *ss, and those gorgeous legs. I had to get up while flying over the over the Mississippi and jerk off in the plane bathroom.

I arrived at the airport and could not wait to see my family. When I came out of the tunnel there she was, my 18 year old sister. More beautiful then I even remembered. She was wearing a skintight white sweater that stopped right above her bellybutton. For pants, she was wearing a black pair of those spandex like material pants that you always see girls at nightclubs wear. Even though it was winter she was still tanned and toned. She was gorgeous, and was hysterically happy to see me. She began jumping up and down; exposing her tight abs and making her luscious tits bounce bounce almost hypnotically. She ran over grabbing me in a bear hug. I could feel her warm mounds pressing on my stomach. She then stood on her tows and planted a big kiss right on my lips. I was forced to push her away because my erection was coming back, and a big boner is no way to great your family.

" Where's Mom and Dad," I asked. "Mom's Aunt Edna had a slight stroke, so they drove upstate for the weekend to make sure she's all right," she replied. " That sucks," I said. " It will be just me and the hunky college guy hanging out this weekend," she joked. When I thought about it, she was right, it wasn't that bad.

It was about 9 P.M when we got back from the airport. I was pretty tired but she was still all excited about spending time with me. " Let's stay up and watch movies," she said, as we pulled into the driveway. " Did you rent some?" I asked. " No but Mom and Dad have some," she said with a coy smile.

I immediately dropped my bags at the door and plopped my *ss on the couch. "Make us some drinks and popcorn, lazybones, while I go change and get some movies," she said, as she ran up the stairs. I grabbed a few of Dad's beers for me, along with few whine coolers for her. I waited for the microwave popcorn and returned to the living room. She was taking forever, but before I called to her, I finally heard her come thumping down the stairs.

As I turned to ask her what took so long, my heart stopped. She was wearing a skin tight T-Shirt and a very small pair of black. Her panties formed downward into V under her belly button and had little red bow directly in the middle. They weren't quite as small as a thong but she looked sexy regardless. They went up into a thin band at the waste, then back into enough material to barely cover her gorgeous *ss. She bounced across the room while I watched her braless tits stretch the thin material for all it was worth. I jokingly whistled and she just looked at me and winked. She was just drop dead gorgeous and she knew it.

She got on all fours, since the VCR was beneath the T.V, and began to set up the movie. She was in a perfect doggie style position. Her *ss was angled up into the air, her back was arched, and she was resting on her elbows. Her panties began to creep into her little *ss crack, but she slowly reached behind her and pulled them out. She did it slowly enough that she pulled them from her *ss and held them 2 inches from her *ss. I was about 6 feet away, but I could easily make out her fuzzy little pussy.

She then hopped up, walked over, and plopped down beside me on the couch. She began to giggle, and before I could ask why, I found out. She had gotten into Mom and Dad's hidden Pornos. Like having her magnificent body next to me wasn't enough, now I had to suffer through these cock-hardening skin flicks.

We laughed and poked fun at the movies for a while, but we eventually grew quiet. She lay there on the couch next to me. She was propped up on her elbow using my shoulder as a headrest. Her legs were sprawled out on the couch totally exposing her mound of warm pussy. Her fidgety behavior let me know that the movies were getting her very aroused. She kept rubbing her foot up and down her tanned leg while she rubbed her stomach just above her panty line. The more I watched her get aroused, the harder my dick became. Suddenly a sense of guilt caught me, and I grabbed the blanket off the back of the couch to cover my bulging hard-on.

"I'm cold," I told her.

"Me too," she said, as she grabbed the other blanket and a pillow, and laid her head directly on my crotch. I was so horny, but I couldn't begin to think of how to go about seducing my own sister. We sat there in silence for about another hour until I eventually began to dose off.

I was almost asleep when Kristy began to shake me. " Are you awake," she said. But I just laid there and tried to recover from my jet lag, since watching her was more like punishment anyway. She continued to shake me for about another minute, but I laid still and faked he that I was snoring lightly.

She then did something unexpected. She quietly pulled the blanket off me exposing my lap. She said my name one more time and waited for a second. She then unzipped my jeans and pulled my cock out of my underwear. I could feel her hot breath on the head of my dick and it was driving me crazy. My dick grew hard in seconds, but I still acted as though I were sleeping and she was buying it, since I am such a heavy sleeper anyways. I opened my eye a slit and saw a remarkable sight. She was lying there analyzing my cock with one hand while she rubbed her pussy through her underwear with the other.

I finally reacted and sat up looking directly at her. She was obviously very embarrassed. She apologized and then begged me not to tell anyone. So I agreed not to tell anyone on the condition that I got to see her naked. "You don't want to see me naked, do you?" She replied.

"Of course I do, you have an awesome body," I told her. She was all smiles over my complement. She stood up and immediately slid out of her panties. Then she did a little tease with her shirt. She began to do a little dance as she slowly pulled it up over her head. Her tits were beautiful. They were two perfectly round, grapefruits sized melons that stayed perfectly in place. Her nipples were smaller then I expected. I thought that with tits her size, she would have dollar sized nipples but they were actually those cute little nipples that I had come accustomed to sucking on at college.

"So what do you think?" she asked. "You have the sexiest body I have ever seen," I replied. " Do you want to touch them?" she asked. I immediately stood up and grabbed both of her gorgeous tits. She looked up at me with her big blue eyes as we locked lips. I tried to take it slow but she was too excited. She drove her tongue into my mouth and grabbed my aching cock with both of her hands. She ferociously dropped my pants and began pulling off my shirt.

We were consumed with lust. I kept thinking to myself, I can't believe this is happening, but it was and there was no turning back. I spun her around, pushing her to the couch. She glared at me through her lustful eyes. " f*ck me now!!" she demanded. I knelt down in front of her and buried my face into her wer pussy. She screamed as though she was being tortured. She was going crazy, grabbing the hair on the side of my head and shoving my face into her pussy. She put her feet on my shoulders and kicked me back. "I said I wanted you to f*ck me!!" she demanded.

I stood up so that I was looking down upon her while she lied there with her legs spread, exposing her glistening pink pussy while she fingered herself. I braced myself by grabbing the headrest on the sofa. Without breaking any eye contact she grabbed my cock and lined it up with her awaiting pussy. As the head of my dick came into contact with her warm pussy, shivers shot down my spine. I slowly inserted my member, pumping it in and out savoring every last stroke. "Let's go upstairs," she said. So without pulling my dick out I picked her up off the couch as she wrapped her body around mine.

I carried her up the stairs with both of my hands gripping her *ss along with my cock buried 9 inches into are sweet warm pussy. I brought her into our parent's room and fell backward on the bed, putting her on top of me. She was insane. She fucked me so hard that I could fell me hips beginning to bruise, but I loved it. She was tossing her head of blonde hair everywhere while she pulled at her nipples. I then jammed my fingers into her mouth. She erotically sucked on them while her eyes rolled into the back of her head.

She was beginning to cum. She bit down on my fingers causing the pain to shoot down through my arm. It hurt but it was turning me on unbelievably. "When she was finished cumming she quickly asked, "Do you want to cum?"

"Of course," I said. She climbed off of me and took my cock into her mouth. She kept looking at me with a big smile on her face while she licked my cock. It took no time at all for me to cum. She licked my balls, my shaft, my head, then she took then she began to deep-throat me. She was fantastic, not even one scrape. When I began to cum she pulled my dick out of her mouth and began jacking me off with my dick pointed upwards. She watched in awe as I came all over my stomach and chest. When I finished she ran her hand through the cum then took her cum covered hand and licked it all off. God, you can only imagine how hot she looked. She then proceeded to lick it all off my leaving me without a drop of mess.

We spent the rest of the weekend acting as a couple. I cannot even count how many times I had an orgasm that weekend. She later decided to go to college with me when she graduated. We live together in a small apartment. We both keep relationships to cover up our true relationship, but we still have sex every moment we are alone. My next challenge will be to get her into bed with another girl and I.

Shared by: downpour
http://www.pinoytambaygroup.com/index.php/topic,51425.0.html

Another Writer.ph Client stoles my work!

2009-04-27T08:42:00.000-07:00

Field Observations of Ecology: Ant’s community Page 1

Field Observations of Ecology: Ant’s community
I have chosen to conduct this observation in the mid way of the trail of the Griffith Park where there are less disturbance of human and noisy car engines. The area is what I believe the greenest part of the park. It is few meters away from human intervention and the street. This is very peaceful and there are a lot of grass, flower pants and trees surrounding this area. I think people often come to this part of the park, that why I could hardly see and human trash within its vicinity. There I have found a community of ants in such a great number who are busy trying to carry a much bigger size dead insect to their colony located on the top part of the tree. By their numbers, I could tell that they have been nesting with that area for quite sometimes.
I. What makes them chose the place they want to nest?
II. What could be the number one factor they need to consider?
III. How they are coping with the competition among other insects?
IV. How us humans can be considered as one of the biggest treat to their environment?

This field observation of ant’s community in the park focus in these four questions.

What makes them chose the place they want to nest?

Maybe this is due to the peaceful environment and lesser predator they could have if they chose to place their nest near the streets.

Field Observations of Ecology: Ant’s community Page 2
Even though the temperature of the area is a bit cooler it had not much different from the temperature near the street side yet the plants and trees that surrounds them are providing shades for their protection.
Although it is far from humans and may not have as much food as they could have in the open, the area is still abundance of food for they have lesser competitor too.
What could be the number one factor they need to consider?

Many times we are seeing ants at work but never really had throw some attentions with it. You could easily recognize that those ants on a hurry on collecting foods to be terrified over something. But these ants I had encounter are working at peace. I can’t sense any sign of fear from them. Maybe working away from human is really a big factor.
How they are coping with the competition among other insects?

Although they are still expose to some predator like bigger insects, I think it is just fine for at least they could life a life in much natural environment. This allows them to live as they suppose to and do their part in their habitat. After all they are part of that habitat’s food chain.
How us humans can be considered as one of the biggest treat to their environment?
Human interventions strongly affect any natural habitat of an environment. Most of the time we are classified as the number one predators of animals especially with these small species.
These could be reflected base on my observation in that particular area of the park of those ants behavior. Comparing it with the ant colonies living our houses where they are being treated as household pest, those ants from the park are in much better form. It is shown with the peaceful queue while they are gathering their foods.

Ciao Payment for the month of January 2009

2009-02-26T22:59:00.000-08:00

It's been a while since the last time i updated this blog... Our IT disabled my access to edit this blog and thats what keeps me from posting new articles. Now that i got this chance, i just want to share to you that Ciao paid me another $26.68 for my ratings received this January 2009.

It's not much like before but i am learning few things and apparently doing $3-5 a day now since mid Feb 2009. Just to day i expect to request around $50 for my 4th payout. The site i made www.moneybywriting.blogspot.com really contribute a lot with this growth.You can visit that site for more information (Step by Step with visuals) of Ciao registration up to encashment of your money. My wife is so happy that he bought me a Laptop last valentines day and applied for internet connection in our home to let me work more with this site. I really feel secured with Ciao...

Thank you Ciao!

Writers.ph Pays me P 3,600.00

2009-02-09T01:57:00.000-08:00

This is an overdue article to clarify my previous post about writers.ph
In fairness to writers.ph, they paid me $97 for completing15 orders with them and after 3 months of waiting, Finally i received the total amount of P 3,646.67 last January 21,2009. This is a proof of earning by doing academic writings. Although writers.ph did not met my expectation, i am glad that they still keep their promise to pay what ever earnings i made to them. Well, i almost loss my faith for it really took a lot of time before my earning showed on my account. I think they really have to seriously examine their payment and verification system in fairness to their writers. Just imagine the pressures and anxiety that we all have to face for the $2 per page earnings... Oh well, writers.ph still deserves my sincere thank you... I may not write for them for the mean time but i might go back with them this coming peek season.

MLM is NetWORKING and never NetWAITING

2009-01-18T19:12:00.000-08:00

If you want a real MLM at low cost, I think DXN International Private Limited is the best MLM company. So far this been the most affordable registration fee for an MLM which ranging from P 510 (without product) and P 875 (with product). Of these fees, only a bit of its portion is what the company is getting. This will only cover the price of your materials (KIT) and product as well.

Unlike phyramiding scheme, DXN is earning through selling products, networking/direct selling is just a marketing strategy. DXN Distributors are earning through rebates and commissions and since it only requires minimal investment this won’t hurt the pocket of potential investors.

Now talking about the cons: well of course due to its minimal amount of investment it may only pay you minimal return.

So how DXN could provide passive earning?

By collecting as many downlines as you can to boost your income from commissions on their purchases.

It is so easy to invite business partner with DXN and that’s because to their affordable prices.

The Products?

Well DXN product itself could stand alone in the market. The nationwide selling of DXN product in black market specially its famous Lingzhi coffee is the best indicator for this claim. Its just a proof that its not only the networker who pay interest with DXN but also the plain consumers as well who needs and loved DXN products.

Just remember MLM is NetWORKING and never NetWAITING.

You must work out for everything... after all, it's your investment that you are protecting if you choose to protect your chosen company.

Another Ciao Payment Received!

2009-01-14T23:22:00.000-08:00

Ciao Payment... Again

I just received another payment from Ciao. This is my second payment since i joined them last October 2008. The first was $53.14 back when they still have the $1 per review rate. Now it just $14.39 but it is enough to make me feel better since i earned most of that amount from the ratings my co-Ciao members gave me from my writings. This really made me feel how effective writer and product review i am despite of my grammar imperfections. It’s just sad that they have to trim down their generosity because of the abuse by other member to the system.

Although Ciao is now more of a contest than a pay per review program, Ciao still is a really paying site and proven to be the most honest paying free site of all. There other review sites are now arising, taking Ciao downgrading of incentives as benefits to gain numbers of writers to write to them but none of them could come close to the generosity and honesty of Ciao. In Ciao, writers are being respected and well accommodated while the other sites are mistreating their writers, making them look so desperate to enter their list. I am sure most of you knew what site i am referring too... They "maybe" Legit but i guess they have to learned more from Ciao on how to properly handle their writers. At least be more professional like Ciao.
Ciao just again proved their commitments and sincerity... I hope its not too late to invite you to join me here.

www.ciao.com/reg.php?FriendId=10017390
(If you have trouble making the link work, try pasting it into your browser).

They are paying through Paypal so if you still don't have PP account just click here:

https://www.paypal.com/ph/mrb/pal=ZFXLATJNXA5PA

Have a nice Ciao day!

Proud to be Ka-Tambay

2009-01-09T00:41:00.000-08:00

There is a forum site that i really love... It's a Philippine site where you can be proud being one of them. Its has a lot of shared files which i found not only entertaining but very useful as well. This is where i often ask for help when ever i have trouble or inquiries of about anything under the sun. People there are very respectful, Discipline and Sensitive. I think this is the most friendly sites i ever belong to and i am glad i stayed here. The site is www.pinoytambay.com i don't know if you already know the site but really this site will rock your Pinoy spirit like it did to me. I tried to check how much this site worth now since it has huge numbers of files and members and smiled to see the result:

Start your new year with a Bang!

2009-01-02T22:07:00.000-08:00

Its been a long long vacation and i was out of line for several days... Well, i enjoyed spending those times with my family but honestly i missed writing and updating this blog a lot.

I wondering what to write today, i wish to start a new year with something meaningful and useful to all of you. Then it came to me, why not share some tips on how to avoid getting scammed?

Well, i am sure most of you already knew about almost every precautions on how not to get scammed but i still wish to share to you a couple of things i learned that may still useful on your online journey.

One of this is study every details of a program before signing in. Know every in and out of that site and if possible, solicits some advices and feedbacks from other online money seeker. Read every details of its terms and conditions... remember that your ignorance is their opportunities.

Second... for writers like me, it is important to maintain a blog for this will serve as your protections from scammers and plagiarism if in case your employer refuse to pay you. This really works specially if your into academic writings. Some of the students comes up with several issues and complaint with your works but the bottom line is they just don't want to pay you. And your works will still be use and passed to their schools. If you notice your argument with your student client is leading to this, quickly post your works on your blogsite so that it won't passed to turnitin and cannot be used by that student.

These are just few of my tips. Next week i'll try to write more but for the mean time just be careful ok? :)

oDesk means Real Job

2008-12-22T19:36:00.000-08:00

Ok, so you don't want to try writing reviews, surveys and PTC's... I think know now exactly what you really need... A REAL ONLINE JOB and oDesk could provide you that.
All you have to do is to take some time to register on oDesk and create an impressive profile to attract online employer. Here you can access to several job online openings of various field. Chose a job that may suit your expertise, give a reasonable rate and gain positive feed backs from your employer.

To increase your chance of getting hired, you can take some qualifying exams that oDesk will provide and its passing result will be shown on your profile. This may make employers invite you for an interview and increases your chance for the job.

Although most of the high paying jobs on oDesk are offered to the IT people, there are still a lot of jobs being offered for virtual personal assistant, clerical jobs, technical writers, data entry and accounting works.

I know someone that been earning $600 sitting pretty on his Paypal a week courtesy of oDesk. Instead of leaving the country to earn dollars, i suggest you try oDesk first. You may find it amazing how you could get employed to work for foreign companies of the same dollar rates in the convenience of your home.

The best PTC site...

2008-12-21T22:37:00.000-08:00

Surveys says.... its NeoBux!

Among all of the PTC site i ever been introduced to, NeoBux is the most famous and had the best reputation on the internet. I used to think that PTC is just a waste of time but today, a friend told me that she resigned from her day time job because of her passive earnings generated from PTC. She claimed that she is currently earning around $600 in a month from NeoBux. Her secrets... referrals! PTC works best with referrals. Yeah it only pays cents but with the help of your working referrals, together you can achieve your target income just by spending some times (About 20 seconds) viewing ads. Well compare to Hits4pay, NeoBux don't offer a signed up bonus but rest assure that you could get most number of ads to view available every day. With a free registration and a minimum payout of $2, NeoBux really offers you a great deal!

Working for 3 Dollars

2008-12-21T21:20:00.000-08:00

After almost a month of searching for possible source of income online to post on this blogsite, i was blessed to me many online friends with the same interest. One of them is my friend suredollars whom offered me to invest my $3 in a team building site. To be honest, i am quite hesitant to join this because of the initial cash out but after thinking twice i realized that this site deserves a try. Besides if ever this site scams me, they will only be getting $3 from me compare to the things i could benefits from them if they really a paying site like my friend keeps on telling me. It is still a matter of trust and i don't think $3 could hurt me much. You only have to recruit a couple of souls to break even your investment and the rest... its all yours :) Testimonials said they are paying on time thru your Alertpay This seems so easy deal since it only involves $3 and if you think you can do you are welcome to be my downline lolz! If your interested to join my network, feel free to register here: http://www.WorkFor3Dollars.com/?r=MAMANGMALDITO

Keep The Blog Rolling

2008-12-18T04:24:00.000-08:00

After my post boasting about my very first payment earned purely online courtesy of course by most valued site, Ciao, I was thinking what would be next topic to discuss. Then I got to ask myself, why am I doing this? I know I am striking key in hope to earned passive monthly income but is blogging can really provide the fulfillment of this dream?

I started this blog last December 5,2008 and I am really thankful and overwhelmed by the support I am getting from my friends and my networks. I am very proud to say that as of this writing I already gained around 728 page impression and $1.92 as per Adsense report. I know this may not impress you much but for us online money hopeful, this is a very great deal and to inspire you more you can check out the story of James, The man behind the blogs of “The house that blogging bought” , a very successful blogger and my inspiration to continue working in every time I get tired of writing articles for this site. I have to keep this site alive; I have to this blog rolling for me to be qualified for pay per post programs that may provide me the passive income I am longing for. Some times I wonder how I let this opportunity passed me by when the internet business was still young and the competition is still a piece of cake. If only had realized this during my Eraserhead era, I must be the Manny Pacquio of blogging industry today.

Well its not too late, I am just 30 years old and I can still do more with this career. The key is just to stay focus. Someday I’ll be a great blogger too and I hope you’ll be part of that tremendous momentum. Thank you for your time reading this and I hope you’ll enjoy the site.

Ciao Payment received!

2008-12-16T03:42:00.000-08:00

I can't wait for tomorrow to make this post. I just received my first online money and i am thanking Ciao very much for this wonderful experience. Like i said before, this payment isn't much but the best thing about it is a proof that one can really earn from participating online surveys.

I started writing reviews with Ciao later October of this year... nobody invited me. I just came across this site when i was in so much desperate of looking for site that may give me extra earnings. And since the offer is free registration, i said to myself, this really worth a try. I have nothing to lose but some of my time and dedication. Even my wife wouldn't believe that Ciao will really pay me. It took me weeks before i convinced her to believe on Ciao and eventually she supports me in the end. She help me gather manuals of our appliances to let write much informative reviews. It quite a bonding time for me and my wife.

I went all the way just to bring people to sign up under my referral (Thanks to all my friend who trusted me)... i was even humiliated by a fellow country man and called prostitute of the writing business because of my grammar imperfection. He said, people like me should leave the writing for professionals like them.

But if you are a man in need and have a family to raise, these kind of comment won't stop your determination and i still thank him because if not for him and his "professional" comment, this site will not be established. Again, Thank you Ciao for giving me this opportunity and even though you changed the earning system, i will still stay loyal with you. Ciao really is "The Paying Site".

Still no sign of Ciao Money...

2008-12-15T20:47:00.000-08:00

I told everyone yesterday how excited i am to woke up for its a Ciao's pay day... well, just to keep everybody updated, i haven't received any sign of the money yet. Luckily, i am a very patient and understandable person and i won't get easily loss trust. I am still giving Ciao a couple of days to process the payment. Delays maybe due to the changes of Ciao's system and i am still giving them the benefits of the doubt.

I just hope Ciao will responds to this as soon as possible for i really, and i mean "REALLY" need that money today. You see, our company cuts a lot of benefits from us like every company is doing since the global crisis started and that cause us to have less this coming Christmas.

That would only be just fine for me and i thought it was alright, but last night... i have to rushed my daughter to the hospital due to forty degree fever. Literally i have no enough money on my pocket and this incident hits me at the wrong time and when the least i expected.

Good thing i still have her Medicard Health insurance to cover all her medical expenses... at least for the last time. This benefits will also be terminated in line with our company cost cutting measures. I would not know what to do if this happens after cutting her Medicard benefits.

Yeah... crisis...

Sad truth about 13th month pay; The Law Speaks

2008-12-14T21:08:00.000-08:00

How can i explain this to my wife...."no 13th month pay for me..."

With the global crisis being felt everywhere, some companies were lead to not giving some of their employees their 13th month pay. Some of you may react about (I did)... some companies are now thinking of not giving some of our employees their 13th month pay this December 2008. But i know you'll be shocked more to find that its a very legal move in favor of the company.

This is very favorable for company in distress and it opens an avenue to cut great portion of company expenses but a very sad truth for some of the employees.

I know most of you have been used to this benefits to be given on mid of December of every year and made us believed that it is mandatory and could never taken away to us. I am sorry to disappoint everybody but, its the stupid law and its law makers should be the one to be blamed on this!

13th month pay law was originated by a Presidential Decree done by President Marcos late 70's and was revised by President Aquino in 1986

This has been discussed by some companies and have their lawyers here and in abroad (Including DOLE) to interpret the law... all says, The company has the legal right "NOT" to give 13th month for some reason.

"The mandatory 13th month pays only covers rank and file employees"

"Officers including supervisors and managers are not protected of this law and their 13th month pay will be on the Discretion of the company if they will include that as part of their benefits"

You can examine the law itself and see how it was misinterpreted by companies and law makers:

REVISED GUIDELINES
ON THE IMPLEMENTATION OF THE 13TH MONTH PAY LAW.

1. Removal of Salary Ceiling.

On August 13, 1986, President Corazon C. Aquino issued Memorandum Order No. 28 which provides as follows:

"Section 1 of Presidential Decree No. 851 is hereby modified to the extent that all employers are hereby required to pay all their rank-and-file employees a 13th month pay not later than December 24 of every year."chan robles virtual law library

Before its modification by the aforecited Memorandum Order, P.D. No. 851 excludes from entitlement to the 13th month pay those employees who were receiving a basic salary of more than P1,000.00 a month. With the removal of the salary ceiling of P1,000.00, all rank and file employees are now entitled to a 13th month pay regardless of the amount of basic salary that they receive in a month if their employers are not otherwise exempted from the application of P.D. No. 851. Such employees are entitled to the benefit regardless of their designation or employment status, and irrespective of the method by which their wages are paid, provided that they have worked for at least one (1) month during a calendar year.

2. Exempted Employers.

The following employers are still not covered by P.D. No. 851:

a. The Government and any of its political subdivisions, including government-owned and controlled corporations, excepts those corporations operating essentially as private subsidiaries of the Government;

b. Employers already paying their employees a 13th month pay or more in a calendar year or its equivalent at the time of this issuance;

c. Employers of household helpers and persons in the personal service of another in relation to such workers; and

d. Employers of those who are paid on purely commission, boundary, or task basis, and those who are paid a fixed amount for performing specific work, irrespective of the time consumed in the performance thereof, except where the workers are paid on piece-rate basis in which case the employer shall grant the required 13th month pay to such workers.

As used herein, workers paid on piece-rate basis shall refer to those who are paid a standard amount for every piece or unit of work produced that is more or less regularly replicated, without regard to the time spent in producing the same.

The term "its equivalent" as used on paragraph (b) hereof shall include Christmas bonus, mid-year bonus, cash bonuses and other payments amounting to not less than 1/12 of the basic salary but shall not include cash and stock dividends, cost of living allowances and all other allowances regularly enjoyed by the employee, as well as non-monetary benefits. Where an employer pays less than required 1/12th of the employees basic salary, the employer shall pay the difference.chan robles virtual law library

3. Who are Rank-and File Employees.

The Labor Code distinguishes a rank-and-file employee from a managerial employee. It provides that a managerial employee is one who is vested with powers of prerogatives to lay down and execute management policies and/or to hire, transfer, suspend, lay-off, recall discharge, assign or discipline employees, or to effectively recommend such managerial actions. All employees not falling within this definition are considered rank-and-file employees.

The above distinction shall be used as guide for the purpose of determining who are rank-and-file employees entitled to the mandated 13th month pay.

4. Amount and payment of 13th Month Pay

(a) Minimum of the Amount. — The minimum 13th month pay required by law shall not be less than one-twelfth of the total basic salary earned by an employee within a calendar year. For the year 1987, the computation of the 13th month pay shall include the cost of living allowances (COLA) integrated into the basic salary of a covered employee pursuant to Executive Order 178.

E.O. No. 178 provides, among other things, that the P9.00 of the daily COLA of P17.00 for non-agricultural workers shall be integrated into the basic pay of covered employees effective 1 May 1987, and the remaining P8.00 effective 1 October 1987. For establishments with less than 30 employees and paid-up capital of P500,000 or less, the integration of COLAs shall be as follows: P4.50 effective on 1 May 1987; P4.50 on 1 October 1987; and P8.00 effective 1 January 1988. Thus, in the computation of the 13th month pay for 1987, the COLAs integrated into the basic pay shall be included as of the date of their integration.

Where the total P17.00 daily COLA was integrated effective 1 May 1987 or earlier the inclusion of said COLA as part of the of the basic pay for the purpose of computing the 13th month pay shall be reckoned from the date of actual integration.

The "basic salary" of an employee for the purpose of computing the 13th month pay shall include all remunerations or earning paid by this employer for services rendered but does not include allowances and monetary benefits which are not considered or integrated as part of the regular or basic salary, such as the cash equivalent of unused vacation and sick leave credits, overtime, premium, night differential and holiday pay, and cost-of-living allowances. However, these salary-related benefits should be included as part of the basic salary in the computation of the 13th month pay if by individual or collective agreement, company practice or policy, the same are treated as part of the basic salary of the employees.

(b) Time of Payment. — The required 13th month pay shall be paid not later than December 24 of each year. An employer, however, may give to his employees one half (½) of the required 13th month pay before the opening of the regular school year and the other half on before the 24th of December of every year. The frequency of payment of this monetary benefit may be the subject of agreement between the employer and the recognized/collective bargaining agent of the employees.

5. 13th Month Pay for Certain Types of Employees.

(a) Employees Paid by Results. — Employees who are paid on piece work basis are by law entitled to the 13th month pay.

Employees who are paid a fixed or guaranteed wage plus commission are also entitled to the mandated 13th month pay, based on their total earnings during the calendar year, i.e., on both their fixed or guaranteed wage and commission.

(b) Those with Multiple Employers. — Government employees working part time in a private enterprise, including private educational institutions, as well as employees working in two or more private firms, whether on full or part time basis, are entitled to the required 13th month pay from all their private employers regardless of their total earnings from each or all their employers.chan robles virtual law library

(c) Private School Teachers. — Private school teachers, including faculty members of universities and colleges, are entitled to the required 13th month pay, regardless of the number of months they teach or are paid within a year, if they have rendered service for at least one (1) month within a year.

6. 13th Month Pay of Resigned or Separated Employee.

An employee who has resigned or whose services were terminated at any time before the time for payment of the 13th month pay is entitled to this monetary benefit in proportion to the length of time he worked during the year, reckoned from the time he started working during the calendar year up to the time of his resignation or termination from the service. Thus, if he worked only from January up to September his proportionate 13th month pay should be equivalent of 1/12 his total basic salary he earned during that period.

The payment of the 13th month pay may be demanded by the employee upon the cessation of employer-employee relationship. This is consistent with the principle of equity that as the employer can require the employee to clear himself of all liabilities and property accountability, so can the employee demand the payment of all benefits due him upon the termination of the relationship.

7. Non-inclusion in Regular Wage.

The mandated 13th month pay need not be credited as part of regular wage of employees for purposes of determining overtime and premium pays, fringe benefits insurance fund, Social Security, Medicare and private retirement plans.

8. Prohibitions against reduction or elimination of benefits. chan robles virtual law library

Nothing herein shall be construed to authorize any employer to eliminate, or diminish in any way, supplements, or other employee benefits or favorable practice being enjoyed by the employee at the time of promulgation of this issuance.

(Sgd.) FRANKLIN M. DRILON
Secretary

I just hope this post could make it to the inbox of lawmakers or even to the attention of our President to correct this law for the sake of hardworking officers like us. :(

My most awaited Ciao's payment day

2008-12-14T17:21:00.000-08:00

I was so excited to woke up this morning. This day, so far is the most important day on my online money making career. I have been promoting Ciao and dedicated a lot of my time writing product reviews with this site. And now... it's my time to get paid!

Actually, it wasn't much. I just requested $53.14 from them last month, right before they changed their earnings and bonus system. Well i can't blame Ciao for that... the initial system was so generous and a lot of abuser found great opportunity with that. I personally find times to read others review on Ciao specially reviews of my friends and sad to say that 25% of them are with low quality reviews which was obviously done for the money. The downgrading of Ciao's earning system is a good call if you really want to have this site survive for a longer time.

Going back to my earnings, well i just check my Paypal Account and my payment are not yet there. Maybe because the payment will originate from different time zone area. Ciao's refreshes its system every 3:00 PM (Phil. Time) and so i'll be waiting until then. For whatever result of my whole day of waiting, i'll keep you all posted. Have a nice Ciao day!

The value of cents

2008-12-12T01:06:00.000-08:00

“A dollar cannot be completed without a cent”

This is what you have to put in mind when you’re planning to try making money online. There are a lot of testimonials that you may encounter from different sites and blogs written by the pioneers of this industry boasting of how much they are earning from several site, sometimes you’ll get attracted by the phrase “This is really easy”…. I should know… I myself was also victim of this wrong belief.

Technically they are maybe telling you the truth of their earnings but don’t be too overwhelmed by the figure. Earning thousands of dollars a month could only be possible if you tried earning centavos as a start.

In online money making, NO BEGINNERS STARTED BIG and you should remember that.

I used to be the one ignoring friends referrals after learning how little could I get from the site they are referring too. Some of them only offer ragging from $0.01 to $0.20 and most of them are from PTC sites.

Well, after learning about the Adsense paying system and the downgrading of the bonus rates of Ciao, it didn’t took me long before reality slaps me the value of cents… It’s a realization for online moneymakers that a single centavo is still an earnings and could add up to your income.

PTC’s may took you sometimes before realizing decent earnings but they earned my respect now. I can’t still call PTC a job but if you are comfortable doing this go ahead and make every centavos count and that goes with review rates and Adsense as well.

Learn how to spent

2008-12-11T01:30:00.000-08:00

From my past posts, i had been talking a lot on how one could make legit money online. The objective is to help others learn the flows and flaws of online money making. However i realized that this may not make any sense if i will not also teach my reader to spend their money wisely.

You see, it doesn't matter how much you are earing in a month. What really count is how much you are spending every day... I am working on a Top Multi-level marketing company here in the Philippines and i am expose to how much our member could earn unlimited income from their incentives . Some of them are having something like a round a million pesos in a month. Others are raging from tens to hundreds of thousands... but honestly, if you'll get to know their financial records, you'll find out how much they owe the bank... how much they are paying for their luxuries... and a lot more.

They could have saved their millions but they were blinded with the lifestyle they want to live. A lot of them really hits big time but never lasted long enough and ended financially broke, with no investment made and had to start back from the scratch again.

This could have been avoided if they only live and spent their resources as needed. You must realized that not all people are blessed to earned such amount and theres no guarantee that this will happen everyday or every month. It is a sad fact, and all of us must accept that online money making and MLM are the kind of opportunities that may come and go. Once you reach your peak and start to earn considerable amount, please remember this post and spend only for the sake of necessity... My message is simple and i hope it could guide you somehow.

Come and see the world!

2008-12-10T21:27:00.000-08:00

May i recommend to you a great travel package from the agency of my friend. This is really a great deal!

Come and see the world!

SEOUL, KOREA
4days/3nights PHP11,9000/person (twin sharing)
1. Roundtrip transfers (airport-hotel- airport)
2. Hotel accommodation
(New Boolin, Rainbow, Best WesternVision, Brown Hotel or similar)
3. Full day Seoul city tour
4. Daily breakfast inside
5. Ginseng Chicken soup or Bibimbab in hot dish for 1 lunch

Exclude :
1. Plane ticket / taxes
2. Suggest tipping $3/pax/day
3. Guest must apply tourist visa direct in Embassy.

============ ========= =
HONGKONG
3days / 2nights PHP 7,800/person (twin sharing)
4days/3nights PHP9,999person (twin sharing)

1. Roundtrip transfers (airport-hotel- airport)
2. Hotel accommodation at Ramadakowloon (3* located in Nathan road)
3. Daily breakfast outside
4. complimentary half day hongkong city tour
5. Whole day fun at Disneyland (roundtrip transfers+entrance ticket)
Until fireworks display
Valid for Filipino passport holders

Exclude :
1. Plane ticket / taxes
2. Suggest tipping HKD 20/pax/day
3. no required visa
============ ========= ===

2Nights KUALA Lumpur+ 1N Genting PHP 6,888/person (twin sharing)
1. Roundtrip transfers (airport-hotel- airport)
2. Hotel accommodation at KUL – Nova hotel or sim. cls (3*)
GEN – Themepark hotel (3*)
3. Daily breakfast INSIDE
4. 10min Batu Caves Photostop during KL/GEN transfers
5. Outdoor themepark ticket
6. after City tour
proceed to Fish Spa Therapy 15mins for FREE! Worth of USD13
-one(1) Ice blended / hot coffee at My Holidaycafe Bukit Bintang (open
Mon-Sat only) Worth of USD 5

Valid for asian market

Exclude :
1. Plane ticket / taxes
2. Suggest tipping

For more information, please send email at tresbstravel@ gmail.com

I have direct contacts with the said destination. So you will not
encounter any problems when it comes for bookings/payment/ hotel
reservation.

Thanks & regards
Anne Benelyn Navarro Claros
Tres Bs Travel Express Consultancy
0908-6941418 (smart)

Mylot experience

2008-12-10T20:40:00.000-08:00

mylot.com

If you love discussing about anything under the sun, mylot.com is the place for you. mylot.com is more of a forum than a social site and they also pay you for every contribution you may give for your chosen topic. It is also a great opportunity to meet new friends from different parts of the world. Sharing thoughts is what mylot.com is all about.

Most of it's members came from India and Philippines. All of them are very friendly. They also have this ranking system in which accelerated based on the quantity of your post. For as long as your post make sense, it adds up to your earnings. Just like Ciao, you must wait for their system to refresh to show how much is your earnings. Their minimum pay out is $10 and they process members payment monthly through paypal. This is really good if you are interested in forum posting but for those who seldom post messages it may take you a lot of time before you hit the $10 payout.

Anyway, there is nothing to worry. mylot.com is a legit site and have a very good reputation when it comes to paying their members. You may also gain ideas and tips on online money making from the other members of this site. Just make sure you strictly follow their terms and conditions and pay respect to other members. As for me, i am recommending mylot.com if you wish to consider this on making online money. :)

Adsense makes sense

2008-12-08T19:19:00.000-08:00

For a new Internet Money hunter like me, i used to asked what are those tiny ads doing on the sites that i am viewing? How the site owner benefits from them? Is that automatically appears in every sites? Well, it didn't took me much to learn about Google Adsense.

My online friends thought me that another amazing way to earn money online is through Google Adsense. Well, having your own website such as this is the number one requirement to get affiliated with Adsense. You have to apply for it and as soon as your application its approved, thats it! You already have the chance to earned with Adsense.

Adsense program is simple and the amount of your earnings is all based on what your site content. Yes... what your site contents is very important. This will be the one that attracts your audience and create a good site impression. The more traffic you have on your site the greater the chance that your ads will be noticed and be visited by your readers. This is how Adsense will pay you. For every time your readers visit the link ads on your site, a few cents will be credited to your account. Its a very good way to advertise and i must congratulate google for having this such brilliant idea.

But you must also have to read Adsense terms and conditions carefully. A lot of things you might do that Adsense won't allow and could be a ground for suspension of being banned from their partner's list. The most famous of this rules is that, you "must not" click your own ads. Adsense is so strict with this and believe me, they have all the resources to validate your claims.

After reaching for their minimum pay out of $100.00, Adsense will sent you check for your payment and could be deposited on your local bank. Some of my friends claimed that they already accumulated around $1,000.00 of earnings from Adsense. I just wish i could be as good as them.

Another Paying Site

2008-12-08T01:23:00.000-08:00

Mypage5.com

Are you one of those people who like socializing in the Internet? The kind of person who loves to spend almost the whole day everyday, updating social community profile just to keep all your friends posted? Why not turn this hobby into money?

Yes! There are a lot of sites that offers you a lot of money for just contributing your time and a little effort in which you usually do to maintain your social account with them. I strongly recommend that you try mypage5.com

It’s a fast raising community site where you will be paid for every contribution you’ll make which you’ll enjoy in many ways….

For a new member who signed up with picture you get $5.00 as bonus reward right away
Make sure you’ll attract a lot of friends and viewer with your picture to increase you earnings for every profile view you have also a bonus rate of $0.01 per view.

You could also create a blog with this site and get a bonus of $0.10 Just make sure that your blog is all original because they are really strict on plagiarism issues.

For every video you upload, the rate is $0.15 bonus but remember that Videos offensive in nature and multiple posts of the same video is not allowed.

If you got something to sale you can post your classified and get rewarded by $0.10

Invite your team or friends and create a group you own group and also get $0.10

For every Invited a friend registered they will reward you with $0.25

If you wish to say something about the others post, they will still reward you for that with $0.02

And lastly, create your photo album and get $0.02 reward. Just make sure of that you really own everything you upload with mypage5 of have your account suspended which we don’t want to happen right?

The minimum pay out is $50 and they are payable thru paypal. This is really a great site, you might want to try this rather than wasting your time and internet connection in vain. Its time to check your old photo and video files and turn them into cash!

Pinoy Money Talk

2008-12-07T21:42:00.000-08:00

For a newbie internet opportunity hunter like me, you might try to browse Pinoy Money Talk forums to learn more from the full timer or should i say the "experts" of making money online. There you'll get to know other peoples experience and tips about different sites. Pinoy Money Talk is a community of my Fellow Filipino's whose been working online and have already earned from it. Its a very friendly community which focus on how to help each other to attained one common goal..."to make money online". From PTC's, Academic writing gigs and a lot more, you'll get to know whose legit and whose not. You are also free to promote your site if you want too just make sure its a legitimate site and not misleading. In Pinoy Money Talk, every single cents counts. Its a site made by Filipino for the benefits of everybody. The objective is to help guide newbies, Its a very good site and i just hope no one will abuse this site.

Sad Ciao Day...

2008-12-07T19:44:00.000-08:00

Some good things never last.

It's sad to know that after making my post about Ciao, i visit my ciao account and learned that Ciao had change its payment program. The $0.25 pay per review plan has now removed and been replace by distribution of Premium fund of $2,000.00 for the 800 best writer every month in which i think will have great effect on its member. We could expect a sudden drops on numbers of reviews and inactive members on Ciao. And since Ciao became more of a contest than a paid per review site, only top writers will have the chance to earn on this site. Although i am not so certain if they also removed the $1 per invited friend, you might still find it a better site. Like i said, for as long the site "Really" pays, just take such opportunity for it is still can contribute additional money to your monthly earnings.

My stand is that Ciao is still a legitimate site and although they had change their format, you could still generate income from this site. Just expect less from them and find other ways to earn from other site.

Have a nice Ciao day! (Still)

Ciao! (The paying site)

2008-12-05T18:47:00.000-08:00

Of all the site i been with, Ciao! may not be the most generous but i may say is the most legit and really pays. For giving just 5 minutes (at the most) of your time to register and make a standard product review of 120 words, you'll be paid $ 0.25 and more. Ciao has a lot of ways to let you earn money. You could also get paid with the reads, rates and comments of a friend or any ciao members. If your earning reaches the minimum pay out of $5 you could already request payment from them and they are processing payment request every 15th day of the month. Just like having friendster account, you'll be having list of friends and your own circle of trust. But unlike friendster, your friends are your key to increase your earnings. The more friends you make the more earnings you could have. also, by inviting a friend will make you $1 richer plus 50% of your friend's earnings on reads and rates for their first six months without taking anything from them with Ciao's affiliate bonus programs.

The concept is simple... Ciao is a marketing company and instead of paying hundred of dollars for other survey company, ciao goes directly to the consumer which is you and pay you by sharing your personal thoughts about any product available with ciao. Its a win win deal for every consumer and also a perfect training ground if you wish to improve your writing skills. Ciao is also light when it comes to censorship. If you think you are not satisfied with the product, just say it and you'll still get your earnings. They just want to know your thought and as of October 15,2008, Ciao is already acquired by Microsoft. You can check it by your self.

I am already a member of Ciao! and already made $60++ just for writing few product reviews. This December 15,2008 i am expecting my $53.64 from them which will be paid thru my Paypal account
If your searching for site that really pays, take few minutes to register with ciao and see what this site could do for you.

Click and register! Your ciao career starts here:
www.ciao.com/reg.php?FriendId=10017390

Academia-Research.com (If you think you can, go for it!)

2008-12-05T16:40:00.000-08:00

Academia-Research.com
academic writers haven

Compare with writers.ph, academia-research is more convincing and i been hearing a lot of good feedbacks for this site. They are both engage in academic writing services but "All" writers of academia-research claimed that they always got paid on time. Aside from this, academia-research is offering a much higher rate per page. With academia-research, earning $500.00 a month is really possible.

But mind you... the qualification of academia-research is not that easy... aside from passing you resume and three sample article that you had wrote before, they will required you to complete an assignment article to prove your worth.
A little mistake will be a ground for your rejection. It's like having a final exam on a terror prof on a very difficult subject.

Well, like i been always say to my online friends... "Making money online is never been easy. Nobody will pay you decent amount just for an easy job that they could do by them self. You have to work hard, that's what you call job"

writers.ph (The Real Thing!)

2008-12-05T00:07:00.000-08:00

It's been months now since i started searching for extra income that i could get through the internet. I been a member of several sites that promised me that i could earn easy money with them. The first site that gave me opportunity was www.writers.ph and although i been hearing a lot of negative feedbacks with this site, i still gave writer.ph a try.

I was able to write with them few projects. It really looks promising but their system is just too
slow. I don't know if they designed that on purpose to delay their payments. I been writing with them since September and until now i haven't received any payment from them. Writers.ph always comes up with site announcement few days before their payment day. New policies is being implemented and its really threating on the part of the writers because you don't know if this announcement may affect your earnings and or it may cause delays on your payments again.

They even charges you with several unexplained deductions; low quality, plagiarism, sub-standards...etc. even if your client already accepted and benefited on your works. With the evidence i gather from the documents sent by writer.ph it was very clear how they are underpaying their writers. In one order, they offered $ 18.90 for 3 pages finance coursework but when i look at the fax file you'll see that they charges the client with $ 49.00 and the worst... i was faxed addressed to www.bestessay.com. This is really misleading site.

This is my personal experience with writers.ph... I hope you could learned from this. There are still many Legit opportunity you could get online unfortunately, i can't included writers.ph to be one of them.

Edit:

After some time i realized how a writers.ph client has cheated me, which force me to canceled the order and cost me $8.40 dollars fine. I should have done this before, well its better late than never. Here is the article i wrote and sent for him to make sure he won't benefit from this:

Legal Technology

The confidentially of any information of client and its case status are one of the primary ethical obligations of practicing lawyer. And with the fast growth of technology now days which continuously affecting a lot of industries including the service provided by the law firms, it interfere directly if not indirectly affecting this code of ethic on confidentiality.

Paralegal are known to be a person who is directly working with the license lawyer. He or she is rendering assistance and retained under the employment and supervision of a lawyer. Paralegal must attained requirements of education, training and experiences in legal works to practice such profession. Its obligation are to work directly and solely for the lawyer assistance.

With the statistic provided by International Paralegal Management Association 2005 surveys, shows the increasing numbers of paralegal people that depends on the use of technologies.

Technology Most Often Used by Paralegals In Survey by the International Paralegal Management Association (IPMA), the most frequently used programs as reported by responded were:

General

Microsoft Word 99%

Document management programs 83%

General Internet research 74%

Spreadsheets 57%

Databases 57%

Billing applications 53%

Litigation

Litigation support 75%

Electronic court filing 42%

Online docket programs 33%

Trial presentation 25%

Exhibit 1.1 IPMA survey result

Source: 2005 Utilization Survey IPMA

Technology in Law Office p.3

Paralegal should now be in needed of another resources in able to compete the circulation. This could only mean that the demand for additional people such as the help of IT or computer literate people with advance knowledge to work with technologies and its system.

In legal world, the more people involved in data processing and safekeeping would only uncomfortably put the data in exposure and prone to linkage. Moreover, the threat of having your system hacked by cyber pirates are always at present since most of these documents are uploaded using wireless technology.

The developments of our computer technologies are truly a big help for lawyers. It helps speed up the process of lawyers document in much little time and efforts yet, parallel to this, the risk of linkage increases as well. Nobody can really assure the security confidentiality of client’s documents. If technology provider had developed technologies that secure your file…one thing for sure, they also had the technologies to expose it.